United First Financial®...
     Relief from Debt
UFirst logo   United First Financial®                                     
   Providing a Solution to the Burden of  Debt                         
click to see The Beginning of United First Financial           United First Financial Co-Founders
UFirstTM Co-Founders share The Beginnings of United First Financial. From left to right,Skyler Witman,Don Jorgensen,John Washenko,Jonathan Bonnette,Matt Lovelady. A glimpse at UFirst's many professional media endorsements are below.

United First Financial began as a local mortgage brokerage in the small town of Draper, Utah in 1997. That partnership took notice of the trend of its clients to refinance every few years, getting in more and more debt.  The partners thought the trend was going in the wrong direction and wanted to help people get out of debt, instead of into more debt.  They took on a search of various payoff options available in the US such as bi-weekly payment programs and debt consolidation programs, but felt there should be a method that would be much faster.

After a worldwide search that led to mortgage acceleration programs commonly used in other nations, the partners envisioned a program that would be yet faster and more effective at paying off debt, relieving as much payment of interest as possible.  They endeavored to develop such a program and co-founded United First Financial.  Working with a team of Mathematical Ph.D.'s and Computer Engineers and Scientists, UFirstTM took the idea from concept to its first working version ready for testing by 2002.  The team formulated an advanced algorithm that integrates your financial data and bank processes with the direction of paying off loans as fast as possible with as little interest as possible.  They brought the original Money Merge Account® System to Denver for a test market of 400 paying homeowners for two years.  The results of this pilot program were astounding:  homeowners remained in the program at a 98% retention rate, producing results up to 20% more effective than their original analyses projected.  Mortgage brokers from around the US demanded the program for their own clients.  The co-founders realized their program was much more than for their local use as initially conceived.  They set their sights to offer the program to all homeowners across the continent.

In 2006, United First Financial began offering the Money Merge Account System throughout the US with a team of independent, certified agents, in order to help as many homeowners as possible eliminate their mortgage debt. By 2008, tens of thousands of clients use the Money Merge Account System for their own financial benefit, in both the US and the western provinces of Canada.  Now the Money Merge Account System is available not only to homeowners but to all consumers with any kind of debt with or without a  mortgage.  United First Financial is committed to helping as many people as possible reduce their debt burden and realize greater wealth from interest canceled by accelerated payoffs.

United First Financial has realized much media acclaim from the financial services industry for the effectiveness of the Money Merge Account System and the solidity of their company.   


Professional Media Endorsements Professional Media Endorsements   
 
Success From Home Magazine, Januuary 09      Personal Real Estate Investor, March-April, 2008      Personal Real Estate Invester, May-June, 2008   Mortgage Planner, January-February, 2008

Broker Banker, vol.108, July, 2007    Broker Banker , vol.114, January 2008        True Wealth, January 2008